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Zakat on income & savings calculator
Enter the year's income (or your lowest savings balance) and the current nisab from your state zakat centre. This finance calculator shows whether the nisab is reached, the zakat for the year and if paid monthly — and reminds you that zakat paid becomes an income tax rebate.
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Updated
Checked against official LHDN sources: relief table · rates, deadlines & rules . Checked automatically every day; a change is accepted only after two identical readings. Year of assessment: YA2026.
Zakat on wealth by state
Zakat on wealth is now calculated for your state and only from official data. For each state, ListBelanja stores the rate, nisab, jewellery uruf and method (for example whether jewellery is assessed on the amount above uruf or on the whole weight) together with the official zakat centre source link and the date read; states whose data cannot yet be verified are shown as “not yet verified” with a link to that state's zakat centre and no invented figure. Gold and silver are valued at the latest Bank Negara gold price; shares, EPF and ASB follow the state's method or are referred directly when the state requires it. When you pay, the amount is recorded once in the year's zakat ledger so the zakat tax rebate is never counted twice.
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The nisab changes with the gold price and differs between states — check the current nisab at your state zakat centre before calculating.
Zakat on income & zakat on savings
Zakat on income is due on the year's income — salary, allowances, bonus, freelance income — after the deductions your state zakat centre allows (basic needs for yourself and dependants), when the base reaches the nisab. Zakat on savings is due on the lowest savings balance during a haul year when it reaches the nisab. The default rate is the common rate and can be changed.
The nisab changes with the gold price and differs between states. This calculator fills in a REFERENCE nisab (the gold nisab in grams × Bank Negara Malaysia's Kijang Emas selling price, dated) that you can change — the official nisab is announced by your state zakat centre.
Zakat & income tax
Zakat paid to a state zakat centre can be claimed as an income tax rebate in Form BE — it reduces the tax payable, not just the chargeable income. Enter the year's zakat in our tax calculator to see your net tax, and keep the zakat receipt as proof.
Inside the app, the year's zakat is entered once in Tax data › Zakat & donations (salary-deducted zakat fills itself in from your EA form) and the rebate is applied in your tax estimate, BE e-Filing and Form B; scanned zakat receipts are kept as proof.
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A reference nisab from the official gold price
- The nisab field fills itself in: the gold nisab in grams × Bank Negara Malaysia's Kijang Emas 1 oz selling price per gram, with the price date & a source link.
- An estimate only — the official nisab is announced by your state zakat centre; change the nisab field if their figure differs.
- If Bank Negara cannot be reached, the last saved price is used and labelled; with no price at all, you enter the nisab as before.
- None of your inputs are sent — only the public gold price is fetched (no cookies); the calculation stays in your browser.
- Business owners: in the app, business zakat by the working-capital method is worked out straight from the Form B balance sheet — haul & nisab checked, and the zakat paid becomes one rebate together with salary deductions, receipts & zakat statements.
Frequently asked questions
Where do I find the current nisab?
On your state zakat centre's website or counter — each state publishes the current nisab based on the gold price. This calculator fills in a dated reference nisab from Bank Negara Malaysia's Kijang Emas selling price as a starting point; change it to your state's official figure if it differs.
What deductions are allowed for zakat on income?
The method and amounts of deductions (basic needs for yourself, spouse, children, parents and so on) are set by each state zakat centre — enter the total according to your state's method. Some states calculate on gross income without deductions.
Does zakat reduce my tax?
Yes — zakat paid becomes an income tax rebate, subject to LHDN's rules for that year of assessment. Use our tax calculator: enter the zakat in the zakat step and see the net tax.