"Can I claim this?" — ask before you buy

Money coach & 5-minute money lessons

The ListBelanja money coach is an option you switch on yourself: it only sees numeric facts from the app's engines — the financial dashboard, budgets, money calendar and your records — and every answer passes a number checker that rejects any amount, percentage or number not in those facts before it is shown; rejected answers do not count against the monthly allowance. Requests for specific financial products are declined without calling AI, and when AI is unavailable (guest, offline or a rejected answer) rule-based suggestions from the same facts are shown, each with a link to a feature or lesson. The 5-minute money lessons gather short lessons on emergency funds, debt, credit, insurance, tax and e-Invoice with an official source for each fact, a quiz and a Do it now button that opens the related feature in the app.

What makes it different

• Built on LHDN relief tables synced every day — not stale general knowledge.
• Takes your records into account: how much of each cap you still have this year.
• BM, English or 中文 — questions and answers in your language.
• Honest when unsure: complex cases are referred to LHDN or a tax agent.

Example questions

• Does a smartphone for my child qualify for Lifestyle relief?
• How much of my parents' medical cap is left this year?
• I'm salaried and freelance — do I need Form B or BE?

Common questions answered instantly

“Can I claim gym fees?”, “What is the lifestyle relief limit?” or “How much SSPN relief can I still claim?” are answered instantly from that year's LHDN relief table and your own records — no waiting, and no question quota used. Other questions, or when you want more explanation, go to the AI with one tap.

Instant answers & sourced references

• Form BE & B e-Filing deadlines — the same dates as the app's reminders; provisional dates clearly flagged.
• Tax estimate, refund or balance to pay — the same estimate engine as the Tax tab.
• Can I claim it, relief limits & your remaining balance — from that year's LHDN table and your records.
• Every relief in an AI answer is cited with links to the relief page and the official source.
• RM limits in AI answers are checked against the LHDN table — mismatches are corrected automatically.

Ask about your own money

• Besides tax questions, ask about your own money — “how much did I spend on food this month?” is answered instantly on your device from your records, without AI and without quota, with the list of records it used.